$KLAR Q1’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $1.00B (Est $944.43M) 🟢; +44% YoY 🔹 EPS: $(0.01) (Est $(0.20)) 🟢 🔹 GMV: $33.7B; +33% YoY 🔹 Transaction Margin Dollars: $389M; +44% YoY 🔹 Adjusted Operating Profit: $68M vs $3M last year Q2'26 Guide: 🔹 Revenue: $960M-$1.00B (Est $1B) 🟡 🔹 GMV: $35.5B-$36.5B 🔹 Transaction Margin Dollars: $375M-$395M 🔹 Adjusted Operating Income: $30M-$50M Other Metrics: 🔹 Active Consumers: 119M; +21% YoY 🔹 Merchants: 1M+; +49% YoY 🔹 Klarna Card Active Users: 5M across 16 countries 🔹 Fair Financing GMV: +138% YoY 🔹 Provisions For Credit Losses: 0.55% of GMV 🔹 Revenue Per Employee: Nearly $1.4M Commentary: 🔸 “In Q1 we executed well across all the business, driving every line of our P&L and compounding growth across our global network.” 🔸 “Growing network. Same three products. Deeper consumer engagement.”