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Bumper returns promised by the $3.5 trillion non-bank lending industry are giving way to rising defaults and falling income. On this week's Viewsroom podcast, @Breakingviews columnists discuss how old-guard financiers juiced the trade with extra leverage

A bumper mango harvest is underway in Wangmo County, southwest China’s Guizhou Province, with lush orchards brimming with the tropical fruit and farmers busy gathering the season’s sweet rewards.

Hannah bumps into an old friend of hers at Whole Foods. "So, Judith, how’s life been treating you?" asks Hannah. "Well Hannah, if you must know," replies Judith, "my very best friend has run off with my husband. I haven’t seen him now for over a week." "Oh Judith," says Hannah, "I’m so sorry to hear it. Who is this kurveh? Do I know her?" "No, I’ve absolutely no idea who she is," replies Judith. "But you just called her your best friend," says Hannah, looking puzzled." "Listen Hannah, anyone who takes that shmendrick of a husband away from me will always be my very best friend."