Circle Current Session Recap: Always-On Settlement Rewrites the Bank Operating Model Circle Current is a series from Circle that brings together industry leaders to explore what’s next in the internet financial system. Always-on settlement is moving from pilot to production, with stablecoin rails giving banks a practical path to move funds 24/7. What’s changing: → Settlement is moving beyond banking hours → Liquidity can move with less delay → Prefunding requirements can start to shrink → Treasury and operations teams need to adapt to continuous money movement Visa’s rollout shows this is no longer an edge case. For banks, the shift is bigger than faster payments. It is an operating model change. Read the blog for more details:

Circle is the first public company to run a token presale, and its stock went up on the news. @ramahluwalia, @austincampbell, and @perkinscr97 ask the one question that matters: where does the value actually accrue? On @bitsandbips Timestamps: 🚀 0:00 Introduction and Iran ceasefire update 🛢️ 1:02 What Ram and Chris are watching in oil and Hormuz 📊 4:49 Why markets are shrugging off geopolitical noise 🤖 13:25 Ram on why the market is all one giant bet on AI 💬 16:03 Is the AI rally a bubble or a fundamental shift? 🏦 27:04 Circle launches Arc: could its token compete with its own stock? 📉 40:21 Coinbase: were the layoffs due to AI or the bear market? 🎭 48:26 What it says about the industry that Consensus’s afterparty was at E11even The Crypto Industry’s Maturity Problem

Circle Agent Stack is infrastructure for the agentic economy. In this demo, watch an agent: → Create a wallet funded with USDC → Discover services in Agent Marketplace → Pay for API access through Circle Gateway → Execute financial actions with Circle CLI Built for developers creating agent systems with defined permissions and guardrails.

Circle’s compliance and reserve transparency make USDC the natural on-ramp for traditional finance moving into crypto and through multi-chain interoperability plus a strong developer ecosystem, Circle is setting the long-term standard for global real-time payments infrastructure.