Deposit your base:0xfbb75a59193a3525a8825bebe7d4b56899e2f7e1 on ResearchHub, earn ~31% annualized yield in Funding Credits, and use them to fund research proposals. Join 584 holders already earning:

Deposit rates in onchain credit markets come from a published function of one variable: utilization. This guide explains how that function works, and which contract parameters to read before quoting a rate.

Deposits are an input. Credit activity and cash flow are the output. Flying Tulip as of August 26, using DefiLlama’s standardized methodology: • $12.12m TVL, up 19.1% over 30 days • $3.86m in active loans • $149k in 30-day fees • $143k in 30-day protocol revenue • 10.31% average tracked supply APY • 3 tracked products across 2 chains Active loans equal 31.8% of standardized TVL. The objective is not a collection of isolated pools. ftUSD provides liquidity and settlement. Lend converts collateral into credit and margin capacity. The execution and derivatives layers reuse the same balance sheet rather than fragmenting capital across separate applications. The system is beginning to show utilization, revenue and compounding. Not just farming. Data source: DefiLlama, August 26, 2026. FT dashboard and DefiLlama methodologies differ, so these figures intentionally use one consistent external methodology.

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Deposit funds on Moby this week and get 10% back in $MOBY, up to $50. Make 3 trades + keep the funds on Moby for 7 days, and the reward is yours. Trading counts. Buy whatever you want. 🤝 Know someone who should see this? Send it their way.

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Deposits & withdrawals for USDC are now live on @Injective Injective is a Layer 1 blockchain purpose-built for finance, where users, institutions, and AI agents trade, tokenize, and transact at scale. Get started →

Deposit accounts are held at Cross River Bank, Member FDIC, and insured up to $250,000. Deposits are automatically enrolled in a cash sweep program, which provides up to $10M of aggregate FDIC pass-through deposit insurance coverage, across participating FDIC-insured network banks, subject to limits. Certain conditions must be satisfied for deposit insurance coverage to apply, see terms: X Payments LLC is not an FDIC-insured bank. Deposit insurance only covers the failure of an insured bank.