TOAST $TOST Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $1.98B (Est. $1.97B) 🟢; +21% YoY 🔹 EPS: $0.29 (Est. $0.25) 🟢; +81% YoY Other Q3 Metrics: 🔹 Adj. EBITDA: $240M (Est. $221M) 🟢; +36% YoY 🔹 Oper Income: $165M (Est. $156M) 🟢; +96% YoY 🔹 Free Cash Flow: $181M (Est. $273M) 🔴; +18% YoY 🔹 GPV: $61.8B (Est. $61.94B) 🔴; +20% YoY 🔹 Gross Payment Volume: $61.8B (Est. $61.94B) 🔴; +20% YoY 🔹 ARR: $2.5B; +24% YoY 🔹 Locations: ~189K; +21% YoY Raises FY26 Guide: 🔹 Adj. EBITDA: $840M-$850M (Est. $828M) 🟢; from $805M-$825M 🔹 Adj. Gross Profit: $2.38B-$2.39B Q4 Guide: 🔹 Adjusted EBITDA: $200M-$210M (Est. $205M) 🟡 🔹 Adj. Gross Profit: $610M-$620M Announcements: 🔹 Toast IQ: More than 20 product updates, including Toast IQ Grow expansion and Toast IQ Team launch 🔹 Customer Wins: Ruby Tuesday, Luke’s Lobster, Hopdoddy and ForFive Coffee; more than 250 locations Key Updates: 🔹 CFO Transition: Elena Gomez will step away at year-end; Michael Senno becomes CFO January 1, 2027 Comments: 🔸 “With our Fall Release, we expanded Toast IQ Grow and launched Toast IQ Team, moving Toast beyond tools that help operators run their business toward agents that take on the work for them.” 🔸 “I am proud of what we have built together – taking Toast public, scaling to $2.5B ARR and approximately 189,000 locations globally. It is now time for me to take a break before my next chapter.”

Toast might be one of the few public SaaS companies that have launched a true "AI-native services" offering. Toast IQ Grow is a $499/month AI marketing service that pairs an AI agent with human support. It is the fastest-growing new offering Toast has ever launched

Top Toast: A base spread with avocado, fluffy scrambled eggs, seared meat & garnished with tomatoes and herbs. Bottom Toast: Leafy greens, cheese, sliced luncheon meat/sausage, hard-boiled eggs, and chili threads for garnish. Which one do you prefer? lemme know... 😍 #BestEverFoodRecipeShow#

She toasted to “the god Azazel”. Only us who have read 1 Enoch understand the significance of this. She was channelling Nephilim spawn evil demons/spirits of Azazel. The fallen Watcher of the 200 Fallen Watchers. God will not be mocked