Lily Liu on why US crypto regulation matters "The United States is about 15% of global GDP, but 50-60% of global capital markets." "We came from a very hostile administration from 2020 to 2024. Now it's a very crypto-friendly administration… but you can have a sea change again." "Legislation that codifies regulation, rather than regulating through enforcement, is a really important thing for us to get right." "The CLARITY Act would do the same for non-payments use cases… regulated financial institutions being able to jump in from the commodities angle, from trading, from markets, from banking."

XRP is showing a power move after the Clarity Act. Why it's leading: - $XRP is the biggest direct beneficiary of clearer US crypto rules. - $XRP is built for payments and cross-border money transfers. The Clarity Act gives Ripple legal clarity to expand RLUSD (their stablecoin) inside the US. - $XLM, $ADA, and $HBAR are rallying for the same reason. They're all payment-focused coins that win under the new rules.

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