PULTEGROUP $PHM Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $3.97B (Est. $4.21B) 🔴 🔹 EPS: $2.53 (Est. $2.66) 🔴; vs $2.96 LY 🔹 Home Sale Gross Margin: 24.8%; vs 26.2% LY 🔹 Net New Orders: 6,208 homes; -6% YoY Other Q3 Metrics: 🔹 Home Sale Revenues: $3.9B; -9% YoY 🔹 Closings: 6,876 homes; -9% YoY 🔹 Avg. Sales Price: $561K; -1% YoY 🔹 Net New Order Value: $3.5B; vs $3.6B LY 🔹 Backlog: 10,298 homes; $6.4B in value 🔹 Avg. Community Count: 1,077; +7% YoY 🔹 Net Income: $476M; vs $586M LY 🔹 SG&A: $397M; 10.3% of home sale revenues 🔹 Mortgage Capture Rate: 85%; vs 84% LY Capital Return: 🔹 Share Repurchases: $350M; 2.8M shares Key Updates: 🔹 Cash: $1.4B; Debt-to-Capital Ratio: 12% Comments: 🔸 “Within this environment, we continue to appropriately balance the price and pace of home sales, align production accordingly, and remain disciplined in our allocation of capital.”

🚨 DeepSeek V4.1-Flash is kind of insane. It’s already beating GPT-5.6 Sol on several coding + agent benchmarks: • DeepSWE: 74.2 vs 73.0 • AutomationBench: 54.8 vs 45.8 • Agents’ Last Exam: 31.8 vs 26.7 • CyberGym: 88.1 vs 84.5 And this is only the Flash model. V4.1-Pro is still coming.