Buy-now-pay-later (BNPL) started with discretionary buys, but now it’s at the grocery checkout. Lauren Lieberman warns that using credit for basics can signal financial strain, even as spending looks resilient on an all new episode of The Flip Side.

Microsoft could soon add “Buy Now, Pay Later” options to the Xbox website. Data miners recently found references to PayPal and Klarna in the site’s backend, suggesting the company is working on letting customers pay for purchases in installments. If the feature launches, players may be able to split the cost of Xbox consoles, accessories, subscriptions, and possibly some digital purchases into smaller payments. Microsoft hasn’t announced anything yet, so there’s no guarantee the feature will launch.