这几种人别用 MiPay： ❌ 想白嫖的（开卡要 30U 起） ❌ 想洗钱的（加拿大 MSB 牌照，别乱来） ❌ 想要 100% 匿名的（实名认证非强制，但建议做） ❌ 想一夜暴富的（这就是个支付工具，不是理财平台） 如果你是正常跨境支付需求： ✅ 海淘订阅、✅ 海外消费、✅ 给家人汇款 那 MiPay 适合你。 Don’t use MiPay for these types of people: ❌ Those who want to engage in prostitution for free (it costs 30U or more to open a card) ❌ Those who want to launder money (Canadian MSB license, don’t mess around) ❌ Want 100% anonymity (real-name authentication is not mandatory, but recommended) ❌ Those who want to get rich overnight (this is a payment tool, not a financial management platform) If you have normal cross-border payment needs: ✅ Overseas shopping subscription, ✅ Overseas consumption, ✅ Remittance to family members Then MiPay is for you.