市面上 U 卡三种玩家： 1️⃣ 割韭菜型：开卡费贵、月费贵、充值还贵，贵得没道理 2️⃣ 玩资管型：让你投这个投那个，支付工具搞成理财平台 3️⃣ 踏实做支付型：明码标价、功能简单、到账稳定 MiPay 是第 3 种。 不是最好的，但肯定不是最坑的。 There are three types of U card players on the market: 1️⃣ Cutting leek type: The card opening fee is expensive, the monthly fee is expensive, and the recharge is also expensive. It is unreasonably expensive. 2️⃣ Asset management type: Let you invest in this and that, and the payment tool becomes a financial management platform 3️⃣ Practical payment type: clearly marked prices, simple functions, stable payment MiPay is the 3rd one. Not the best, but certainly not the worst.