TokenWorks has been using 327Ξ to buy back FWA for a team reserve, at a rate of 1Ξ every two hours. 14,679,997 FWA (1.47% of the total supply) has been purchased so far, with 221Ξ remaining.

NASDAQ UNOFFICIALLY CLOSES UP 127.50 POINTS, OR 0.49 PERCENT, AT 26,194.67 DOW JONES UNOFFICIALLY CLOSES UP 559.68 POINTS, OR 1.06%, AT 53,318.89 S&P 500 UNOFFICIALLY CLOSES UP 38.45 POINTS, OR 0.50 PERCENT, AT 7,679.61

Spain vs Argentina in a World Cup final. At HappyRobot we deploy agents for the world's largest companies. But this weekend our team pointed that tech at the one thing everyone's talking about. Meet Línea Roja, our most football-obsessed voice agent. Call her up for predictions, line-ups, and a debate about who brings it home tomorrow. 📞 +34 911 679 279 (or +1 361 245 3753) - by default starts in Spanish but feel free to change to English Vamos España! 🇪🇸

Higher Mortgage Rates Push Americans Toward Riskier Loans 30-year mortgage rates climbed to 6.79%, the highest level since June 2025, as inflation and deficit concerns push bond yields higher. Higher rates are keeping overall mortgage demand largely stagnant, with applications up just 0.8% last week. Surging US mortgage rates are making home buying increasingly unaffordable for Americans. Home purchase applications rose 2% but remain 0.2% below last year, while refinancing fell 19% YoY as homeowners have little incentive to refinance. With mortgage rates now 15 basis points higher than a year ago, more borrowers are choosing adjustable rate mortgages to get lower rates upfront. ARM applications reached 8% of total mortgage activity, a 5-week high. The 5/1 ARM rate fell to 5.94%, but borrowers are effectively trading a cheaper rate today for the risk of higher payments when the loan resets in the future. Americans are increasingly sacrificing long term certainty for lower payments today, as high mortgage rates squeeze affordability.

US MORTGAGE RATES EDGE HIGHER U.S. mortgage rates mostly increased in the latest MBA survey. The 30-year fixed rate rose 1 basis point to 6.79%, while the 15-year fixed climbed 4 bps to 6.14%. The 30-year jumbo increased to 6.76% and FHA loans to 6.49%. Meanwhile, the 5-year adjustable rate fell 4 bps to 5.94%, bucking the broader upward trend.

Hybrid financing jumps as EV demand cools, Experian reports Hybrid vehicles are gaining momentum with U.S. buyers as EV demand cools, with hybrids reaching a larger share of new-vehicle financing while also offering the lowest average monthly payments. – Hybrids accounted for 16.80% of new-vehicle financing in Q2 2026, up from 12.99% a year earlier. – EV financing fell to 8.15%, down from 9.21% last year. – Hybrid loans had the lowest average monthly payment at $646, compared with $692 for EVs and $721 for gasoline vehicles. – Hybrid leases averaged $566 per month, also below gas vehicles at $602 and EVs at $641. – The expiration of the federal EV tax credit and continued gas-price pressure are helping make hybrids more attractive to shoppers. – The average new-vehicle loan amount increased $1,715 year over year to $43,610, while the average payment climbed $16 to $765. – Despite higher vehicle costs, the average new-vehicle interest rate fell to 6.35% from 6.79% a year earlier. – Refinancing also gained momentum, with consumers saving an average of $83 per month by refinancing their auto loans. – Credit unions delivered the largest average refinance savings at $102 per month. The financing data reinforces a broader shift in the market: consumers aren’t necessarily abandoning electrification—they’re increasingly choosing the lower-cost middle ground of hybrids. For dealers, hybrids can offer an attractive combination of fuel savings, lower payments and familiar ownership compared with fully electric vehicles.

Le Pendle Updateroooni: Ze Highlights: - PT auto-looping feature goes live on Pendle. Beta supports Aave V3 and Morpho markets with a $500k per market limit. - Intern summarizes the CEO's Talk in this year's team offsite - PENDLE emissions cut by 76%, more than double initial target of 30% - PENDLE buyback surpasses 2M since sPENDLE launch 6 months ago - Incentives for Agora YT-AUSD 8-OCT bumped from $50k to $75k weekly - Pendle upgrades to Bungee V3 for faster routing and lower fees for crosschain swaps Mucho Stablecoin Fixed APYs: - PT-sUSDS 26-NOV | 5.42% | $30M fills at 5.08% Effective APY - PT-sUSDD 27-AUG | 7.48% | $15M fills at 6.79% Effective APY | Loopable on Morpho - PT-reUSD 10-DEC | 10.36% | $7.5M fills at 9.80% Effective APY | Loopable on Morpho & Euler Bestest Incentivized Pools: - [MON] Agora AUSD 8-OCT | $75K/week YT | $84.4M TVL - [ETH] sUSDS 26-NOV | $30K/week YT | $50.4M TVL - [ETH] sUSDD 27-AUG | $24K/week YT | $33.3M TVL - [MON] Upshift earnAUSD 8-OCT | $7.3K/week YT | $11.0M TVL Le Boros Highlights: - SKHYNIXUSDC (Hyperliquid) goes live on Boros. Conversion between SK Hynix ADRs and Korean shares is expected to open July 29. Traders positioning for that event can now hedge their funding long leg funding cost with Boros. - Boros surpasses $20B trading volume, less than 1 year since launch - How to earn ~16% ROI in just 7 days - Unlocking 14-15.5% delta-neutral fixed-yield with Gate’s CrossEx & Boros dc: Linn is Linn, hello how are you dc2: linn is a tier 1 kol supreme for pendle and boros