🔔 Join @HashKeyCloud, @XDCNetwork, and @btcloanofficial during #HKFTW2026#! Featured Panel Discussion The Future of Institutional Finance: AI & Digital Assets 🎙️ Moderator Joy Lam | Founder, Clarient Advisory 👥 Speakers ✨ Andy Lee | Partner, HashKey RWA @HashKeyRWA ✨ Brett Hornung | Chief Commercial Officer, Anseta @AnsetaHQ ✨ Chen Shanlong | Chief Partnerships Officer, XDC Network @XDCNetwork ✨ Jason Jo | Head of BD, APAC, BTCLOAN @btcloanofficial ✨ Kennie Ong | Head of Solutions, APAC, Ubyx @ubyx_ ✨ Luca Zorzino | General Partner, Illuminate Financial @IlluminateFM 📅 Nov 3, 2026 | 10:00–12:00 HKT 📍 Hong Kong 🔗 Register: #HashKeyCloud# #XDCNetwork# #AI# #DigitalAssets# #HKFTW2026#

The holy grail of investing is knowing how to balance. When you can take equally good things where your expectation of return is equal, but because they are uncorrelated and move differently, they balance each other. That is how you can reduce your risk without reducing your returns. You have to understand that the market is a zero-sum game. The consensus is already reflected in the price, and trying to beat it is a difficult game. In fact, it is more difficult to compete and be successful in the markets than it is to compete in the Olympics. We must be humble about that. But achieving that balance so you can get a good return without losing a lot of money is everything. Most of my own money is invested in exactly that. #Investing# #AssetAllocation# #RiskManagement# #Principles#

When stocks and bonds move in the same direction, where else can investors look for diversification? See how liquid alternatives can offer differentiated return streams and the role they can play in model portfolios. Explore our latest thinking on incorporating liquid alternatives into models here: #AssetAllocation# #ModelPortfolios# #Alternative#

🔴 LIVE NOW | ChinaAMC × Vanguard How are today’s biggest structural shifts changing the way investors think about the future? Tian Gan, CEO of ChinaAMC (HK), is joined by Joseph Davis, Global Chief Economist at Vanguard and author of Coming Into View, for a wide-ranging discussion on the economic and investment implications of AI and other powerful megatrends. From technological disruption and demographic change to mounting debt and shifts in globalisation, the conversation looks beyond near-term market moves to examine the forces that could define the investment landscape for years to come. Key topics include: → How AI could reshape productivity, employment and inflation → The changing global macro and policy environment → Implications for currencies and portfolio allocation → How investors can navigate a world of accelerating structural change 🔴 Tune in live! #Megatrends# #AI# #Investing# #AssetAllocation# #LongTermInvesting# #ChinaAMC# #Vanguard# Disclaimer: Investment involves risk, including possible loss of principal. Any forecasts, projections, or opinions contained herein are for reference only and are not guaranteed to occur. The information in this material reflects prevailing market conditions and our judgment as of the release date, which are subject to change without further notice.

Global capital markets are experiencing a divergence unlike anything we’ve seen debt, demographics and de-globalisation are rewriting the rules. How should long-term investors respond? Join @ChinaAMC_HK CEO Tian Gan and @Vanguard_Group Global Chief Economist Joseph Davis (author of “Coming Into View”) for an in-depth conversation on the forces shaping tomorrow’s markets. They’ll cover: → AI’s impact on jobs & inflation → Global macro trends & asset allocation → Currency markets & U.S. policy direction → What long-term investors should actually do about it 📅 Monday, 17 August 2026 | 7:30 AM EDT | 4:30 AM PDT #Megatrends# #AI# #Investing# #AssetAllocation# #LongTermInvesting# #ChinaAMC# #Vanguard# Disclaimer: Investment involves risk, including possible loss of principal. Any forecasts, projections, or opinions contained herein are for reference only and are not guaranteed to occur. The information in this material reflects prevailing market conditions and our judgment as of the release date, which are subject to change without further notice.