Investors have never used this much leverage: US margin debt surged +$83 billion in April, to a record $1.3 trillion. Over the last 12 months, margin debt has risen +$453 billion, or +53%. As a result, margin debt is up to a record 5.2% of US GDP. This is ~3 percentage points above both the pre-2008 Financial Crisis level and well above the 2000 Dot-Com Bubble peak. Market leverage is through the roof.

INVESTOR SECRET: “lf you want to be a rich investor you have to see the future.” Seeing the future today is EASY for two reasons. 1: The National Debt will only go up because governments will only keep printing fake money. That means inflation will keep going up which means savers of dollars keep losing. 2: The war in Iran is a HOLY WAR, Christians and Jews against Muslims. That war will never end which means the price of oil will only go up, causing more inflation. As I have said for years, “The biggest losers will be those who drink the Kool-Aide: “Go to school, get good grades, get a job, pay taxes, save money, and invest for the long -term in a 401k or RRSP fill with a well/diversified portfolio of stocks, bonds, mutual funds, and ETFs Biggest lie is US Bonds are safe. In this global oil, debt, bond, money, banking and inflation crisis, the only thing that keeps you safe is YOU and the financial education YOU CHOOSE to put between your ears. For most of my life, I knew if something could be printed, it was fake. BEST Safe INVESTMENTS: That means real gold, real silver, oil, food, Bitcoin, and Ethereum are for me, the safest investments for 2026. To me, thatincludes college degrees such as Bachelor Degrees and MBA’s Please do not believe me. What is real to you. Take care.

Individual investors are taking increasingly more market risk: Retail investors have accounted for 25% of the total trading volume in the largest 3x leveraged Nasdaq 100 ETFs since 2021. They have also represented 19% of volume in the largest 3x leveraged S&P 500 ETFs over the same period. Furthermore, retail volume has accounted for 14% and 12% of volume in 2x leveraged S&P 500 and Nasdaq 100 ETFs, respectively. On the other hand, retail's share of trading volume in non-leveraged S&P 500 and Nasdaq 100 ETFs has averaged just 11% and 10%, respectively. Retail's demand for leverage is at record highs.

Retail investors are piling into equities at a historic pace: Cumulative retail equity inflows year-to-date are tracking above every comparable period over the last 7 years, except 2021. After a brief pause in March, retail purchases surged in April to a level seen only 13% of the time in monthly data since 2019. In the week ending May 1st, retail purchases ranked in the top 2% of all weekly inflows recorded since 2019. At this pace, cumulative purchases by individual investors will exceed the 2021 record by as early as July. Furthermore, the average daily volume of options traded by retail investors is up to 1.57x of January 2024 levels, the highest since the October 2025 record. Risk appetite among retail investors is accelerating.

Most investors have no idea what $VIVO is building right now After going deep into the company, I think the market is underestimating the long-term opportunity ahead One of the more overlooked asymmetric stocks I’ve researched lately Full deep dive: