I thought it was about time I share my holiday gift list — a few practical items, all $10 or less. The best one? Health care for you or somebody you care about. The deadline to sign up is December 15. Go to and get covered.

Just a fun observation: the only people you see complaining about free research. Typically have massive paywalls. And get upset others are disrupting their business models. I get tons of institutional/hedge fund offers. But instead of doing things for institutions only or through heavily paywalled subscriptions. I just publish my ideas to retail investors for free. I think it’s about time retail has a level playing field?