Fifth-generation Ballarat sheep farmer Katherine Bain shares her story in the latest issue of 'Victorian Farmer' magazine, highlighting how preparation, community connection, and resilience help Victorian farmers navigate drought and fire recovery. Click here to read the full story:

FIFTH THIRD $FITB Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $3.28B (Est. $3.34B) 🔴; +42% YoY 🔹 GAAP EPS: $0.90; -1% YoY 🔹 Adj. EPS: $1.13 🔹 Net Interest Income: $2.27B; +49% YoY 🔹 Noninterest Income: $1.01B; +29% YoY Other Q3 Metrics: 🔹 Net Interest Margin: 3.34%; +21 bps YoY 🔹 Efficiency Ratio: 62.4% 🔹 Adj. Efficiency Ratio: 54.6% 🔹 Avg Portfolio Loans: $179.2B; +45% YoY 🔹 Avg Deposits: $238.3B; +45% YoY 🔹 Provision for Credit Losses: $122M; -38% YoY 🔹 Net Charge-off Ratio: 0.31%; -78 bps YoY 🔹 CET1 Ratio: 10.02% 🔹 Net Income: $866M; +33% YoY 🔹 Book Value/Share: $34.31 (Est. $36.13) 🔴 🔹 Tangible Book Value/Share: $22.01 Capital Return: 🔹 Dividend: $0.42/share Key Updates: 🔹 Adj. EPS excludes $0.23 of certain items 🔹 Merger-related charges: $225M pre-tax 🔹 Interchange litigation matters: $34M pre-tax 🔹 Technology-related asset impairments: $19M pre-tax 🔹 Other securities losses/(gains), net: $5M pre-tax 🔹 Non-qualified deferred compensation expense/(benefit): $(6)M pre-tax 🔹 YoY growth primarily reflects the addition of Comerica

Fifth Stop · Nanjing, China Endless rehearsals, days and nights on stage. Tonight at 19:30, the person in the painting @layzhang becomes the person before your eyes. #LAY_GRANDLINE2023#