gHuma, been a while since my last speak on an X space Joining @SpoutFi and @OpenEden_X on 27 July, 10PM SGT / 2PM UTC / 7AM PST to unpack how @humafinance move Billions in real payments on stablecoin rails and consistently delivers real yield. Set your reminder👇

Another huge week for the entire PayFi Ecosystem and the partners we’re building alongside. Headlines ↓ 1️⃣ Huma’s PST topped $200M market cap, now one of the fastest-growing yield assets and a top 3 yield-bearing asset on @Solana. 2️⃣ @galaxyhq joined @Morpho as a curator via @FireblocksHQ Earn, launching institutional stablecoin vaults with Huma’s PST among the first assets in the mix. 3️⃣ Nordic asset manager Alfakraft Fonder teamed up with @Bitwise to build digital asset investment solutions for professional investors across Europe. 4️⃣ @Visa launched the Visa Stablecoin Platform with Open USD, enabling banks and fintechs to mint, move, and manage stablecoins across 200M+ merchants. 5️⃣ @circle signed MOUs with Kakao and Toss Bank to explore won-backed stablecoins and USDC payment rails in South Korea. 6️⃣ @Morpho shipped Midnight on Base, enabling fixed-rate, fixed-term lending markets and unlocking new PayFi opportunities. 7️⃣ The Middle East Stablecoin Association officially incorporated in the @DIFC, creating a formal hub for stablecoin policy, research, and industry collaboration. 8️⃣ @FTDA_US forecasts AI Agents driving trillions in blockchain commerce by 2030. 9️⃣ Japan’s AZ-COM Maruwa, a major logistics partner to Amazon, will roll out JPYC stablecoin payments to 2,300 subcontractors. 🔟 @Samsung is adding native stablecoin support to Samsung Wallet, bringing blockchain payments to hundreds of millions of Galaxy users.

Top tokenized credit platforms by distributed value: @stokr_io $1.4B @maplefinance $1.0B @centrifuge $746.8M Realiz $500.0M @Securitize $488.8M @HastraFi $438.0M @chainlink (CCIP) $419.5M @onrefinance $244.3M @paretocredit $218.7M @humafinance $210.7M Source: @RWA_xyz

🌱 Growth in any season. 📈 Premium yield in any market. ⏳ Consistent performance around the clock. With an 8% stable yield and accelerated growth, PST sets the mark for DeFi looping. 🔄 How fast will we hit the $500M milestone? 👀 $HUMA #PayFi#

#IMO2026# 🤝 #WorldCup2026# Two champions in two days — excellence in two very different fields, two very different maps of global power. 🧮 Asia owned the IMO top 8; Europe dominated the World Cup! 🇬🇧 UK is the only one in the top 8 for both. 🌎 USA, UK, France, and Canada made top 16 in both. 🇨🇳 China invests heavily in both Football and Math. Won the IMO by a big margin, but FIFA rank sits around #195#? Wild! 😅

Another massive week for PayFi and for the partners building alongside us. Headlines ↓ 1️⃣ @SolanaFndn, @Ripple, Visa, and Mastercard join x402 Foundation, pushing open payment standards and agentic platforms. 2️⃣ SBI Group and @DigiFTTech launched JX, bringing Japanese capital markets to Solana, enabled by ecosystem participants including Huma. 3️⃣ @galaxyhq launched GOFR (Galaxy Onchain Financing Rate), enabling borrowing at an optimized blended rate across top DeFi venues. 4️⃣ @HSBC and Marketnode completed Hong Kong’s first tokenized structured product issuance, testing tokenization across issuance, PayFi, and servicing. 5️⃣ The House Financial Services Committee holds a CLARITY Act field hearing tomorrow, pushing the market structure bill toward a Senate vote. 6️⃣ JCB and @Circle are exploring USDC for cross-border payments and merchant transactions. 7️⃣ @Tether led a $7M round in Pact Labs to grow adoption of USAT. 8️⃣ @dragonfly_xyz and @firstmarkcap co-led @velocityxyz_ $38M round, backing a platform that lets companies hold and settle funds in stablecoins across existing banking rails.

Today, @AccountableData began attesting to key metrics for Arf (@arf_one), the primary underlying asset for @humafinance's PST: ✅ Facility Size: Real-time updates + monthly Wadsack attestations. ✅ Volume: $1.25B in June originations/repayments. Massive growth in this crypto winter. ✅ Turnover: 4.2x/month (~50x/year). 50 borrow/repay cycles annually means top-tier risk management and transparency.

Another defining week for PayFi. Headlines ↓ 1️⃣ @Visa @stripe @Mastercard @coinbase @blackrock and 140+ partners unveiled Open USD (OUSD), a consortium stablecoin launching natively on @solana, with reserve yield shared across issuers. 2️⃣ @sparkdotfi and @Uniswap teamed up to build a stablecoin FX layer with $150M in Uniswap v4 liquidity across USDS/USDT and USDS/PYUSD. 3️⃣ Huma surpasses $15B in PayFi Transactions, continuing to grow at 3x YoY. 4️⃣ SBI Group and Startale Group launched @JPYStableCoin, Japan’s first trust bank-backed yen stablecoin. 5️⃣ Standard Chartered teamed up with @Circle to enable its institutional clients to access USDC stablecoin minting and redemption. 6️⃣ @coinbase partnered with @Spiko_finance for instant stablecoin entry and exit in European UCITS funds. 7️⃣ BNY expanded its relationship with Circle, adding to its institutional-grade stablecoin enablement services. 8️⃣ @SoFi's stablecoin SOFID went from $100M to $300M after expanding to Solana.

“Companies way bigger than us are trying to white-label this as a platform capability to embed into their payment networks.” @0xErbil on the @humafinance $PST growth strategy and what’s next 👇

Not all Yields are created equal. PST derives its yield from real world payment financing. One which is more stable and sustainable while remaining fully transparent and verifiable onchain. As @DrPayFi calls it: very strong yield premium, perfect for looping strategies.