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I just got a message from my insurance company.
To keep coverage, I have to upload 50+ photos of the key components of my house.
Roof. Plumbing. Electrical. HVAC. Water heater. Appliances. Everything.
So let me get this straight...
If everything is done correctly, maintained perfectly, and lower risk... do I get LOWER homeowners insurance?
Or is this just another way to find reasons to charge me more?