Jon Brooks(@jonbrooks ):There is no housing shortage. There’s an affordability crisis. Inventory has been climbing for years while demand is collapsing under the weight of rates, insurance, taxes, and stagnant wages. The problem isn’t a lack of homes. It’s that the middle class can’t afford the payment. That’s a very different problem.

Jon Brooks

@jonbrooks

Most housing headlines are wrong. I break down what’s actually happening in real time. $3.5B+ sold | 8,500+ units since 2020 60k+ subs on Substack Newsletter

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Jon Brooks@jonbrooks

2026.05.14 15:21

There is no housing shortage. There’s an affordability crisis. Inventory has been climbing for years while demand is collapsing under the weight of rates, insurance, taxes, and stagnant wages. The problem isn’t a lack of homes. It’s that the middle class can’t afford the payment. That’s a very different problem.