The "smartest" people are using AI the most. 43 of every 100 US workers with a graduate degree use generative AI. 10 of every 100 with a high school degree or less. 25 of every 100 across the whole workforce. We have seen this curve before. PCs in the 90s. Internet in the 2000s. Every productivity tool of the last fifty years. The educated tend to adopt first, capture the early wage premium, and the gap narrows over a generation. AI has the promise to flip that pattern. It amplifies expertise like every tool before it. It also delivers expertise the user never acquired. A high school graduate with a chatbot has access to legal reasoning, medical triage, financial analysis, and code generation that used to require years of training or a $400 hourly fee. Every prior wave of technology made it cheaper to do things you already knew how to do. AI makes it cheaper to know things in the first place. The trades worker who never had a lawyer gets tailored legal advice. The service worker who never had an accountant gets tailored tax advice. The single parent who never had a tutor for their kid gets one that moves at the right pace. The kid in the under-resourced school gets access to intelligence at the limits of their curiosity.