TermMax | Fixed Rate Borrowing & Lending
@TermMaxFi
DeFi fixed rate lending & borrowing and looping strategy.
Backed by @CumberlandSays, @HashKey_Capital, @decimafund, and @MZ_Cryptos.
Intern @termmax_intern
85 Following 91.4K Followers
🄰🄻🄿🄷🄰 🄼🄰🅁🄺🄴🅃🅂
More maturities and strikes for the following @OndoFinance tokens on @BNBCHAIN:
• $NVDAon
• $QQQon
• $SPYon
For Traders: No liquidation leverage
For Earners: Get paid to wait
Only on TermMax Alpha 👇
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Think the market is too hot?
Short $SPYon at $680 on TermMax Alpha.
The play:
1️⃣ Pay a small premium
2️⃣ If $SPYon drops below $680 before Jun 19 → you profit
3️⃣ If it doesn't → you only lose the premium
No liquidations. Just a clean bearish ~20x bet.
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🅽🅴🆆 🅼🅰🆁🅺🅴🆃🆂
You can now borrow up to 300K USDC with the following assets at a fixed rate:
• srUSDat from @strata_markets + @saturn_credit
• PT-srUSDat-27AUG2026 from @pendle_fi
👇
P.S. Don't like the rate? You can place a limit order instead
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Two ways to repay 👇
• Repay with debt token: Pay back what you borrowed (e.g., USDC). Simple, predictable.
• Repay with FT: Buy the FTs and cancel the loan directly. Cheaper when lending rates are higher or collateral liquidity is thin.
Same outcome. Different math.
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Heads up on borrow limit orders 👇
Your order appears in two places on the dashboard:
• Positions (GT with collateral, no debt yet)
• Open Orders (0 filled)
Placing the order locks collateral in a GT that fills as takers match.
Debt in Positions and Match in Open Orders tick up in sync.
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𝗧𝗲𝗿𝗺𝗠𝗮𝘅 𝗔𝗽𝗽 𝗩𝟮 𝗶𝘀 𝗹𝗶𝘃𝗲.
One app. Every chain. Every order.
Here's what changed and why it matters 🧵
1/6
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Friendly reminder:
Every TermMax market has a maturity date.
Borrowers 𝗺𝘂𝘀𝘁 repay before then; otherwise your collateral will be liquidated to cover your debt.
Solid primer.
@OndoFinance's tokenized stocks like QQQon and SPYon already live on @BNBCHAIN, and they're collateral on TermMax today.
Keep the price exposure, borrow stables at a fixed rate against it.
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Deposit. Earn. Done. 🐬
1️⃣ Drop USDC
2️⃣ Lock in 7%+ fixed
3️⃣ Sit back until maturity
👉
TradFi gave you yield without transparency.
DeFi gave you transparency without yield you could plan around.
RWAs on @TermMaxFi give you both. 🐬
USDC borrow rates against cbBTC/WBTC, fixed:
• May 31: ~2.30%
• Jun 30: ~2.50%
• Jul 31: 🔜
Cheaper than other major platforms on Ethereum. And the rate doesn't move.
Known rate, known term, known risk.
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Four things every DeFi lender should know before depositing:
1. What collateral backs your yield
2. What's the exit condition
3. How sustainable is the current yield
4. What's the worst-case scenario
On TermMax, all four are answered upfront. 🐬
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New week. Same approach.
Fixed rate. Single collateral. Flexible exits.
That's the whole pitch. 🐬
Honored to be part of @yzilabs EASY Residency Season 3 alongside an incredible cohort building the next phase of on-chain finance. 🤝
Fixed-rate primitives are the missing layer between retail DeFi and institutional credit. We're building that layer.
Known rate. Known term. Known risk.
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Few ask what's actually backing it.
The yield you can plan around 𝘀𝘁𝗮𝗿𝘁𝘀 𝘄𝗶𝘁𝗵 knowing what's underneath. 🐬
Earn a fixed yield in stables on TermMax:
🔒 8% backed by @re's PT-reUSD-25JUN2026
🔒 7.85% backed by @apyx_fi's PT-apxUSD
🔒 7.65% backed by @YieldNestFi's ynRWAx
𝗡𝗢 rate surprises.
𝗡𝗢 hidden exposure.
Just yield you can plan around 🐬
👉
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Hey $apxUSD enjoyooors 👀
You can now:
🔒 Borrow USDC against PT-apxUSD-18JUN2026 at 12.68% fixed APY
🔒 Lend USDC to PT-apxUSD-18JUN2026 borrowers at 9.38% fixed APY
No rate surprises. Just the rate you signed up for. 🐬
👉
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Onchain credit is going fixed-rate.
PT-apxUSD-18JUN2026 is now live on @TermMaxFi, where lenders lock in yield, borrowers lock in cost, both through maturity on June 21, 2026.
No rate surprises. Just the rate you signed up for. 🔒
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You can LONG/SHORT the following tokens 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 liquidation on @BNBCHAIN:
• @BasedOneX's $BASED
• @OndoFinance's $NVDAon, $SPYon, $QQQon
• @edgeX_exchange's $EDGE
• @OpenGradient $OPG
Only on TermMax Alpha 👇
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TermMax Alpha is live on @BNBCHAIN!
You can now leverage assets on BNB Chain 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗹𝗶𝗾𝘂𝗶𝗱𝗮𝘁𝗶𝗼𝗻𝘀
1/7
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You can LONG/SHORT the following tokens 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 liquidation on @BNBCHAIN:
• @BasedOneX's $BASED
• @OndoFinance's $NVDAon, $SPYon, $QQQon
• @edgeX_exchange's $EDGE
• @OpenGradient $OPG
Only on TermMax Alpha 👇
Show more
TermMax Alpha is live on @BNBCHAIN!
You can now leverage assets on BNB Chain 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗹𝗶𝗾𝘂𝗶𝗱𝗮𝘁𝗶𝗼𝗻𝘀
1/7
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Hey $apxUSD enjoyooors 👀
You can now:
🔒 Borrow USDC against PT-apxUSD-18JUN2026 at 12.68% fixed APY
🔒 Lend USDC to PT-apxUSD-18JUN2026 borrowers at 9.38% fixed APY
No rate surprises. Just the rate you signed up for. 🐬
👉
Show more
Onchain credit is going fixed-rate.
PT-apxUSD-18JUN2026 is now live on @TermMaxFi, where lenders lock in yield, borrowers lock in cost, both through maturity on June 21, 2026.
No rate surprises. Just the rate you signed up for. 🔒
Show more
You can LONG/SHORT the following tokens 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 liquidation on @BNBCHAIN:
• @BasedOneX's $BASED
• @OndoFinance's $NVDAon, $SPYon, $QQQon
• @edgeX_exchange's $EDGE
• @OpenGradient $OPG
Only on TermMax Alpha 👇
Show more
TermMax Alpha is live on @BNBCHAIN!
You can now leverage assets on BNB Chain 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗹𝗶𝗾𝘂𝗶𝗱𝗮𝘁𝗶𝗼𝗻𝘀
1/7
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