I paid with 6 Crypto Cards to see whose cashback actually reaches me
Same purchase, same shop in Europe, all six within four minutes. Every card had to turn euros into dollars first, and that rate comes out of the cashback
Promised, what reached me, and how it is paid:
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@wirex_one (Bespoke): 8%, about 7.8%, in USD you can claim within a day
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@useTria (Premium): 6%, about 4.3%, and it can take up to 12 months to arrive
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@ether_fi (Luxe): 3%, about 3%, in ETHFI you claim after 7 days, from $5
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@Plasma (Core): 3%, about 1.8%, paid weekly in XPL
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@RedotPay (Pro): 3%, about 0.5%, as card credit that expires in 30 days
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@KASTxyz (Standard): 1.5%, below zero, as card credit after a 14-day lock
KAST takes about 2% on the rate, more than its 1.5% back, and adds $0.10 on anything under $25
EtherFi and RedotPay both promise 3%. On EUR 1,000 a month that is about $36 back from EtherFi, and $11 lost with RedotPay once its $18 cap kicks in
How much of your card's cashback actually reaches you?