Aave is changing how it expands to new chains. Rather than launching as just another lending market, @aave is positioning itself as Monad's financial layer. That's the Aave Effect. Here's why 1/ Instead of simply deploying a lending market, it is bringing its entire financial stack: - Lending - Stablecoin (GHO) - Bridge - Liquidity incentives - Yield assets - Pendle integrations - GSM - Treasury coordination This means every new deployment does more than just increase Aave's TVL. It also helps position Aave as the core financial infrastructure of that chain. 2/ GHO is the centerpiece A large part of the proposal focuses on GHO. They plan to: - enable the CCIP bridge - establish a GHO lane - mint 50M GHO - bridge it to Monad - deploy GSM - deploy multiple stewards to automatically manage protocol parameters This shows the goal is not simply to bring lending to Monad. It is also to make GHO the native stablecoin of the Monad ecosystem. 3/ @monad is also making a major bet on Aave The Monad Foundation has committed to: - $15M in incentives - acquiring and holding 10M GHO for at least six months This is more than a marketing partnership. They are using Aave to bootstrap liquidity, a lending market, and a stablecoin economy from the very beginning of the ecosystem.