Merlin Egalite 🕛(@MerlinEgalite):Morpho Midnight is here. After years of work and thoughts into how onchain credit should work, we are introducing our new fixed-rate, fixed-term protocol. This will completely reshape onchain credit in a way that wasn't possible before. Not only does it introduce the predictability and control that institutions have been asking for to get onchain, it also unlocks new loan use cases and capital efficiency, all in a frictionless experience. If Blue reshaped DeFi, introduced the vault and curator model, and scaled Morpho above $10B, Midnight will do far more. The moment institutions can finally get onchain is here. 🦋

2026.07.21 13:29

Morpho Midnight is here. After years of work and thoughts into how onchain credit should work, we are introducing our new fixed-rate, fixed-term protocol. This will completely reshape onchain credit in a way that wasn't possible before. Not only does it introduce the predictability and control that institutions have been asking for to get onchain, it also unlocks new loan use cases and capital efficiency, all in a frictionless experience. If Blue reshaped DeFi, introduced the vault and curator model, and scaled Morpho above $10B, Midnight will do far more. The moment institutions can finally get onchain is here. 🦋