A stock token can't tell you why its number moved. Ours can. On Robinhood Chain a dividend, a stock split and a special dividend all arrive the same way: the token's multiplier changes. That's it. No label, no event, no memo. To a lender they're indistinguishable, which is why nobody could lend against these tokens. PARE's accountant reads the change and classifies it. Small growth inside the dividend band, that's a dividend, the index moves and yield token holders get credited. A clean 4:1 ratio, that's a split, the index doesn't move and nobody gets paid a fake 300% dividend. Anything unusual goes to a guardian behind a public timelock, and merge stays open the whole time. Every tokenized stock on earth has this problem. This is the first contract that solves it, and any lender on the chain can read the answer.