Once assets are tokenized, three key participants drive the financial ecosystem around them: holders, borrowers, and lenders. One is already invested, one needs access to liquidity off their investment and the other wants their investment to work. For most of financial history, the bank sat in the middle. It decided who qualified, how much they could borrow, what they had to put up as collateral, and what the lender earned. DeFi changed the middleman, but the basic relationship stayed the same. Spout Finance is realistically taking that relationship a step forward by bringing tokenized equities into the equation, where a retail investor can use their stocks as collateral to access liquidity without selling the position at 0% interest loans. On the other side, lenders provide the capital behind that liquidity. Pay attention, we are building a market where your assets themselves play a more active role.