Now it gets really serious on the XRPL. Institutions are coming on to the XRP Ledger for borrowing and lending amendment with clear commitment. Not a "maybe" or "perhaps". It's happening. Clearpool provides the infrastructure (Permissioned Vault), Cicada provides the credit expertise (Loan Broker), and Ripple provides the capital (Depositor). and the borrowers are FinTechs 👀. Supply capital, earn yield, supply more capital -> Flywheel effect of compounding. All on XRP using XLS-66 (Lending) and XLS-65 (SAV) features, XRP as native settlement asset across the flow and for fees / reserves. More usage of the XRP protocol feeds the activity engine. Amazing to see this upcoming and next up is a demo of those flow!