Price is not enough. A stock trades on different venues at different hours: the primary session, extended hours, overnight venues, and alternative venues through the weekend. Each one prints a price. They are not equally dependable, because volume concentrates in a few hours and thins out everywhere else. So a lending market needs more than the fair price. It needs to know what is happening under the hood: which session is live, how deep it is, how far the print can be trusted. A liquidation in a thin overnight or weekend market should not carry the same bonus as one at midday. That is the work we're doing with @chainlink on the price gap problem: working toward dependable pricing at every hour, and risk parameters that respond to the market behind the price. Managing risk securely and efficiently takes diverse, reliable signals about an asset and its market. Price is only one of them.