Hey I’m Luka. Recently started posting on X so here’s an intro. > born & raised in NYC, moved to Paris for college at 18 (Philosophy & CS), then Berlin at 22 > founded Penta in Berlin, one of EUs largest Neobanks with 60K SMB customers and sold it at 27 > started Index Health, a healthcare company to cure chronic disease using big data and genomics, raised $10M and helped 3K patients before shutting down > now I'm building Sugar (@usesugar) to solve fintech's biggest problems: credit and liquidity for pre funding and reserves. > big into soccer, muay thai, running, lifting and the occasional angel check Will be sharing founder stories and documenting my journey building @usesugar into the next $100B fintech, with all the W's, L's, and chaos along the way. If you're a founder building something ambitious and wanna chat, drop a comment!