Don McAllister(@donmcallister):Good move from @hodlwithLedn From 9 Nov, if a bitcoin-backed loan hits 80% LTV, they won't close it any more. They sell just enough bitcoin to bring it back to 65%, and the loan stays open. On top of that: No margin calls, ever Auto Top-Up from bitcoin you already hold Repay any time, no early repayment penalty No liquidation or top-up fee, and a 0.5% spread only on bitcoin actually sold If you plan to hold for a decade and borrow against it, this is how a lender should work. My view, not advice.

2026.10.28 19:45

Good move from @hodlwithLedn From 9 Nov, if a bitcoin-backed loan hits 80% LTV, they won't close it any more. They sell just enough bitcoin to bring it back to 65%, and the loan stays open. On top of that: No margin calls, ever Auto Top-Up from bitcoin you already hold Repay any time, no early repayment penalty No liquidation or top-up fee, and a 0.5% spread only on bitcoin actually sold If you plan to hold for a decade and borrow against it, this is how a lender should work. My view, not advice.