SCOOP: Major U.S. banks are detecting unauthorized third-party AI agents inside customer accounts, including some attempting to take actions that appear to be independent of user instructions, sources told Axios.
The findings have alarmed banking executives, who are racing to restrict access to their systems as AI moves at a velocity faster than financial institutions can respond, multiple industry and bank executives told Axios.
Several banks are now preparing for worst-case and even “day after” scenarios, including how to rapidly secure or restore customer accounts if things go wrong, the people said.
Several bank executives told Axios they're struggling to distinguish between human users and AI agents. One executive said banks also struggle to determine whether agents are authorized by customers or potentially operating without their permission, more akin to rogue agent behavior.
Read my latest for Axios here:
China's Unitree just dropped H2-X Kung Fu Legend Guardian.
Dents car doors. 4 meter drops. Spinning kicks + flips. Even lifts front of a car.
We are cooked 💀
Researchers proved every LLM is secretly obsessed with Japan.
And they finally figured out why.
They published a paper investigating hidden cultural biases in large language models.
they tested 31,000 questions across 24 different languages on models like gemini, chatgpt, claude, and llama.
they stripped out all geographic hints and just asked the models to pick a place and answer.
the finding was universal.. across a wide range of models and languages, there is a pervasive "obsession" with japanese culture.
even when you prompt them in a language with zero ties to japan, they default to japanese norms, values, and aesthetics at a disproportionately high rate compared to its actual global demographic weight.
the craziest part? they tracked down exactly when the ai develops this obsession.. and it is not from reading the raw internet.
during pre-training, the models actually have a fairly balanced, global view of the world. the obsession gets injected during the safety phase.
when tech companies fine-tune these models to be "helpful, harmless, and polite," the ai starts mapping those corporate safety guidelines directly onto japanese cultural concepts. in the pursuit of creating the perfect, inoffensive, compliant assistant, they warped how the models view the world.
the quantization process (compressing models to run faster locally) actually amplifies this determinism. the smaller and faster your local model is, the more stereotypically it behaves, causing japanese cultural tropes to spike hard.
we spend all this time worrying about existential ai safety, but the real alignment problem is that our most advanced reasoning engines are hyper-fixated on japanese internet culture.
every model upgrade is reinforcing an invisible regional bias that dictates how they generate stories, facts, and code. the cultural commonsense of the internet is not universal..
it’s just localized to whatever the heaviest reddit and anime wiki users were obsessed with.