Toss Payments joined the government's deposit token payment infrastructure project as preferred bidder for the PG (payment gateway) role, the same consortium NH and KB joined earlier this month, now with the full participant list clearer: 9 banks, 8 PG companies, and 2 large merchants, run by the Financial Telecommunications and Clearings Institute. Toss Payments' specific job is connecting the deposit token payment network to merchants as the PG, building the integration so existing merchant payment setups can accept deposit tokens without new terminals or system rebuilds, consumers pay through bank-issued deposit token wallet apps on their end. The pitch is the same one NH and KB made: deposit tokens settle simultaneously with payment, cutting merchant settlement time from the current 1-3 days down to near-instant, with participating institutions also validating potential fee reductions and improved merchant cash flow. Toss Payments completed the project kickoff briefing with the Ministry of Science and ICT and KISA in June, and joined the joint inter-agency launch ceremony on July 22, the same event KB referenced. Detailed development work and scheduling with other participants starts this half.