The most dangerous thing you can be in America is uninsured and unlucky.
Not a criminal.
Not reckless.
Just someone who couldn’t afford $580 a month for a plan with a $7,000 deductible.
One accident.
One diagnosis.
One ambulance ride.
And the financial life you spent a decade building is gone before you leave the hospital.
We built a system where luck is the most important factor in survival.
Then we call it personal responsibility.