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Sheldon
@sheldonbitmart
Founder of | Bitcoin since 2013
参加 December 2014
820 フォロー中    45K ファン
We still can do better
Seem like crypto neobank narrative has been gaining more traction lately. After my previous tier list, I got a ton of feedback with very different opinions on what actually matters when ranking these projects. A bunch of you also put me on to some under-the-water neobank plays I hadn’t come across before. So I went back and put together this updated Crypto Neobanks Tier List 2026, a more complete and refined version 👇🏻 ✨ S tier: – @cryptocom: 400+ crypto assets, Visa card, exchange, earn, fiat rails, and strong global brand. – @ether_fi: DeFi-native card with 75k+ active cards and $1M volume in the first 30 days. – @Nexo: Crypto card with highest spending volume (defillama) with $279M volume per month – @wirexapp: 130+ countries, Visa/Mastercard access, up to 8% Cryptoback, and yield products – @KASTxyz: 1M+ users and nearly $5B annualized transaction volume. ✨ A tier: – @RedotPay: Large user base and strong Asia payment angle, $58.7M payment volume last 30days – @useTria: 500k+ users across 180 countries and $150M+ processed volume. – @Plasma: the viral one currently with Plasma One wallet, 10% cashback on AI purchases for highest tier card – @Revolut: Still one of the strongest hybrid fintech apps if you already have access. – @BitMartExchange: Crypto card curated by Bitmart, the top tier exchange. 5% cashback on dining and grocery purchase – @itstuyo: smooth UI, unique feature: buy now pay later, currently has point program but no cashback – @BitgetWallet: also providing neobank card with $4.7M transfer volume last month ✨ B tier: – @AviciMoney: Solana-native self-custodial neobank with card – @BleapApp: Self-custodial crypto card app with Mastercard, zero FX fees, and cashback. – @gnosispay: Strong infra, but more niche and less consumer-mainstream compared to S/A tier. – @oobit: Tap-to-pay crypto app backed by Tether – @ready_co: Mastercard integration, zero fee on transactions but recently experienced Halt Service Outside EEA due to issuer – @MetaMask: the MOAT for metamask card is it has massive user base from the wallet but the card service seems like still far behind – @holyheld: building banking system anđ cash account with debit card and personal IBAN ($3.7M payment volume last month) ✨ C tier: – @Fiat24Official: Swiss-licensed onchain payment account with IBAN, Mastercard debit, and Arbitrum-based wallet experience – @KoloHub: Crypto card with BTC cashback instead of stablecoin – @Cypher_HQ_: crypto card with impressive spend volume ($7.8m last 30days) – @fasset: Multi-regulated financial super app with crypto, tokenized assets, and card direction. – @spritzfinance: Pay bills, shop, and off-ramp from its wallet with up to 5% cashback – @xapobankapp: Bitcoin-enabled private bank with strong security and USD/BTC focus.
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