Which crypto cards are actually the best if you live outside the USA? I’m currently using the following cards. Once you factor in the FX rate, the cashback on $3,000 eligible spend is roughly: 1. @EtherFi Core: 0.83–1.33% 2. @0xinfini Pro: 1.00% 3. @EthenaPay Standard: 2.50% 4. @Plasma Core: 0.45–1.45% A few reminders behind these assumptions: 1. Plasma includes the $199 ÷ 12 = $16.58 monthly plan cost 2. EtherFi applies ~1–1.5% for non-USD/non-EUR spending 3. Ethena’s conversion isn’t guaranteed to be exactly 1% At these cashback rates, you can probably google “credit card cashback” and find much better local options—cashback or miles up to 3%+. So why are people still using crypto cards? For me, it’s tedious to swap crypto into fiat, so I just use the cards directly. If you do find an easier way to offramp your crypto into local fiat for less than the FX fees, I’d still highly suggest using a local credit card—so you can improve your credit score at the same time.