You own $200k of index funds. You've never touched options before. A great company drops 15% on a bad quarter. Business is fine, profits still growing, price just got hit. You tell the market: I'll buy 100 shares at 10% below where it is now in a year. $4,000 hits your account today in cash flow. (this is selling a portfolio secured put) Now.. three things can happen. 1. It recovers. You keep $4,000 2. It sits flat for a year. You keep $4,000 3. It drops to your strike price. You buy a company you wanted at a discount... All of these outcomes are a win. Wanna know the best part too? Your index funds shares never moved in scenario 1 & 2. This is the portfolio secured put. Index fund shares secured the trade the entire time. NOT CASH. Most people spend 20 years never knowing this exists. This is how I scaled to 7 figures