The Kobeissi Letter(@KobeissiLetter):The surge in US health insurance costs shows no signs of slowing: Health benefit costs per employee are expected to rise +6.7% YoY in 2026, to at least $18,500, the biggest annual increase in 15 years. This is more than double the increase seen in 2019 or 2022. Furthermore, health insurers are expected to raise the cost of employer group plans by over +6.0% for the 4th consecutive year. In response, ~66% of large US firms plan to increase monthly employee premium contributions in 2027. Workers who frequently visit doctors and fill prescriptions could see healthcare costs rise as much as +8.0% YoY. US healthcare costs have never been higher.

2026.06.14 21:14

The surge in US health insurance costs shows no signs of slowing: Health benefit costs per employee are expected to rise +6.7% YoY in 2026, to at least $18,500, the biggest annual increase in 15 years. This is more than double the increase seen in 2019 or 2022. Furthermore, health insurers are expected to raise the cost of employer group plans by over +6.0% for the 4th consecutive year. In response, ~66% of large US firms plan to increase monthly employee premium contributions in 2027. Workers who frequently visit doctors and fill prescriptions could see healthcare costs rise as much as +8.0% YoY. US healthcare costs have never been higher.