Lingling 🦅🟠$FF(@Lingersj):Why do so many high earners feel broke? At 26, I landed a job as an option trader and earning above the average salary. At the same time, I was also broke! I felt rich on payday and anxious by the 20th and I couldn’t have told you why. I didn’t know my real fixed costs. I didn’t know how long I’d last if the income stopped. I didn’t know my saving rate, at all. As @morganhousel said: building wealth has little to do with your income or investment returns, and lots to do with your saving rate. Higher earner but broke? It’s not an income problem, it’s a clarity problem.

2026.08.26 00:31

Why do so many high earners feel broke? At 26, I landed a job as an option trader and earning above the average salary. At the same time, I was also broke! I felt rich on payday and anxious by the 20th and I couldn’t have told you why. I didn’t know my real fixed costs. I didn’t know how long I’d last if the income stopped. I didn’t know my saving rate, at all. As @morganhousel said: building wealth has little to do with your income or investment returns, and lots to do with your saving rate. Higher earner but broke? It’s not an income problem, it’s a clarity problem.