NoLimit(@NoLimitGains):THIS IS SCARY… US 30-year fixed mortgage rates hit 7.45% on September 24, according to Mortgage News Daily’s index. Up from 7.26% in ONE DAY. A new $500,000 mortgage over 30 years at 7.45% would cost about $3,479 a month in principal and interest. At 3%, the same loan would cost $2,108. That’s roughly $16,450 MORE per year to borrow the same amount. Property taxes, insurance and maintenance still come on top. I’m struggling to see a strong housing recovery while the monthly payment keeps moving further out of reach…

2026.09.25 11:21

THIS IS SCARY… US 30-year fixed mortgage rates hit 7.45% on September 24, according to Mortgage News Daily’s index. Up from 7.26% in ONE DAY. A new $500,000 mortgage over 30 years at 7.45% would cost about $3,479 a month in principal and interest. At 3%, the same loan would cost $2,108. That’s roughly $16,450 MORE per year to borrow the same amount. Property taxes, insurance and maintenance still come on top. I’m struggling to see a strong housing recovery while the monthly payment keeps moving further out of reach…

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