The biggest problem with the Puerto Rico government's botched liquidation of my bank, other than the fact that there was no legitimate regulatory reason to force the bank into receivership in the first place, was Qenta CEO Brent De Jong's ability to leverage the OCIF-appointed Trustee's incompetence and OCIF's own failure to intervene to steal tens of millions from innocent customers. I urged regulators to act and even offered to cover all the bank's legal costs out of my own pocket. When they refused, I tried to act as the bank's actual owner, but my legal efforts failed because the courts refused to recognize my authority, as all authority over the bank had been vested in the Trustee. That legal paralysis allowed De Jong to get away with one of the biggest bank heists in history. If regulators had left me in charge of my bank, no customer funds would have been lost. But because the Puerto Rican government took over, tens of millions of dollars in customer funds will be lost or stolen.