Brad Freeman(@StockMarketNerd):$MELI's FinTech platform would be special on its own. Rapidly growing product engagement... resilient cross-cycle underwriting... perfect blend of relatively high GDP/capita yet still high cash usage rates to displace. But? This gets even more special when you add MELI's leading e-commerce marketplace & the abundance of repayment data that comes with it. Means a lot sharper risk pricing. Means a lot more revenue per user. Means a much better loyalty program. Means even lower churn. Their two segments are peanut butter & jelly & are both growing like weeds.

2026.10.12 14:05

$MELI's FinTech platform would be special on its own. Rapidly growing product engagement... resilient cross-cycle underwriting... perfect blend of relatively high GDP/capita yet still high cash usage rates to displace. But? This gets even more special when you add MELI's leading e-commerce marketplace & the abundance of repayment data that comes with it. Means a lot sharper risk pricing. Means a lot more revenue per user. Means a much better loyalty program. Means even lower churn. Their two segments are peanut butter & jelly & are both growing like weeds.