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Tanaka
@Tanaka_L2
Strategic Advisory | KOL Manager (500+ KOLs) | DeFi Creator Amb: @SeiNetwork | @Mantle_Official | ๐Ÿฆ… Founder: @Kollab3dotcom TG:
๊ฐ€์ž… November 2021
2.3K ํŒ”๋กœ์ž‰ ์ค‘    45.4K ํŒฌ
Seem like crypto neobank narrative has been gaining more traction lately. After my previous tier list, I got a ton of feedback with very different opinions on what actually matters when ranking these projects. A bunch of you also put me on to some under-the-water neobank plays I hadnโ€™t come across before. So I went back and put together this updated Crypto Neobanks Tier List 2026, a more complete and refined version ๐Ÿ‘‡๐Ÿป โœจย S tier: โ€“ @cryptocom: 400+ crypto assets, Visa card, exchange, earn, fiat rails, and strong global brand. โ€“ @ether_fi: DeFi-native card with 75k+ active cards and $1M volume in the first 30 days. โ€“ @Nexo: Crypto card with highest spending volume (defillama) with $279M volume per month โ€“ @wirexapp: 130+ countries, Visa/Mastercard access, up to 8% Cryptoback, and yield products โ€“ @KASTxyz: 1M+ users and nearly $5B annualized transaction volume. โœจย A tier: โ€“ @RedotPay: Large user base and strong Asia payment angle, $58.7M payment volume last 30days โ€“ @useTria: 500k+ users across 180 countries and $150M+ processed volume. โ€“ @Plasma: the viral one currently with Plasma One wallet, 10% cashback on AI purchases for highest tier card โ€“ @Revolut: Still one of the strongest hybrid fintech apps if you already have access. โ€“ @BitMartExchange: Crypto card curated by Bitmart, the top tier exchange. 5% cashback on dining and grocery purchase โ€“ @itstuyo: smooth UI, unique feature: buy now pay later, currently has point program but no cashback โ€“ @BitgetWallet: also providing neobank card with $4.7M transfer volume last month โœจย B tier: โ€“ @AviciMoney: Solana-native self-custodial neobank with card โ€“ @BleapApp: Self-custodial crypto card app with Mastercard, zero FX fees, and cashback. โ€“ @gnosispay: Strong infra, but more niche and less consumer-mainstream compared to S/A tier. โ€“ @oobit: Tap-to-pay crypto app backed by Tether โ€“ @ready_co: Mastercard integration, zero fee on transactions but recently experienced Halt Service Outside EEA due to issuer โ€“ @MetaMask: the MOAT for metamask card is it has massive user base from the wallet but the card service seems like still far behind โ€“ @holyheld: building banking system anฤ‘ cash account with debit card and personal IBAN ($3.7M payment volume last month) โœจย C tier: โ€“ @Fiat24Official: Swiss-licensed onchain payment account with IBAN, Mastercard debit, and Arbitrum-based wallet experience โ€“ @KoloHub: Crypto card with BTC cashback instead of stablecoin โ€“ @Cypher_HQ_: crypto card with impressive spend volume ($7.8m last 30days) โ€“ @fasset: Multi-regulated financial super app with crypto, tokenized assets, and card direction. โ€“ @spritzfinance: Pay bills, shop, and off-ramp from its wallet with up to 5% cashback โ€“ @xapobankapp: Bitcoin-enabled private bank with strong security and USD/BTC focus.
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