don(@Thedonkey):we need to stop calling banks 'neobanks' just because looks cool. those are all regular banks or BaaS, operating for decades, with the same business model. @usePicnicBR is a neobank @eldoradoio is a neobank @joinpeanut is a neobank @chainlesscripto is a neobank @4payFinance @RipioApp is a neobank @lucamoneyapp is a neobank @PagCryptoFi is a neobank @p2pmebrasil is a neobank @Haven_Hn_ is a neobank the ones below have no onchain activity, they don't provide self custody, they don't allow onchain remmitance, they don't expose you to assets abroad, they don't offer cheaper credit. let's start calling them the right name: banks focused on digital channels.

2026.09.22 13:07

we need to stop calling banks 'neobanks' just because looks cool. those are all regular banks or BaaS, operating for decades, with the same business model. @usePicnicBR is a neobank @eldoradoio is a neobank @joinpeanut is a neobank @chainlesscripto is a neobank @4payFinance @RipioApp is a neobank @lucamoneyapp is a neobank @PagCryptoFi is a neobank @p2pmebrasil is a neobank @Haven_Hn_ is a neobank the ones below have no onchain activity, they don't provide self custody, they don't allow onchain remmitance, they don't expose you to assets abroad, they don't offer cheaper credit. let's start calling them the right name: banks focused on digital channels.

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