While Chud makes good points, the best time to make stupid financial decisions is while you are young.
Having a McLaren at 20 is much cooler than having 1 at 40.
Maybe he blows up and losses it all, but now he's just a broke 20 year old.
Sure he could probably plan for his future more smartly etc, but the guy trades memecoins for a living I'm sure he's nuked much more than a McLaren's worth of value into some dogshit coins.
The only asset more valuable than money is time.
So retarded.
You don't need any fucking money in your early 20s. I was happy as shit living in a $300 / month apartment with my gaming pc.
You DO NEED money when you're 40 and have people counting on you.
Don't be a dipshit who doesn't plan for the future.
Imagine being 40 and telling stories ab the Mclaren you had at 20 as you put the fries in the bag...