๐บ๐ธ THE IRS JUST RAISED THE 0% CAPITAL GAINS BRACKET FOR 2027
If your taxable income stays under these limits, you pay 0% federal tax on long-term gains, per CNBC:
Single: $51,050
Married: $102,100
"Long-term" means you held the investment for more than 1 year.
"Taxable income" is your income after deductions. The standard deduction for 2027:
Single: $16,600
Married: $33,200
So a married couple taking the standard deduction can make about $135,300 in total, gains included, and still pay 0% on those gains.