In 2019 my health insurance was $210 a month.
Never filed a single claim.
Today it’s $480 a month.
Still haven’t filed a claim.
Because the deductible is $6,500.
I pay $5,760 a year before they cover anything serious.
So I don’t go.
I ignore the thing on my shoulder that’s probably nothing.
I Google symptoms at 2am instead of calling a doctor.
I pray nothing happens.
Because the insurance I pay for every single month is the thing standing between me and care I can actually afford.
That’s not insurance.
That’s a very expensive maybe.