"I think Visa is just coping here when they say that all of us are going to need to transact still peer-to-peer using credit cards" "They're saying that most of your small transactions, let's call it sub $1, are going to be handled by an agent on your behalf. You won't know what they're doing, they'll just be out there doing it" "I'm going to be honest, I think they're going to do some of the bigger transactions too" "We've already actually seen some evidence of this. Visa reports that X402, which was originally created by Coinbase but is now stewarded by the Linux Foundation, has already done 109.6 million transactions from AI agents with $15 million in volume, in roughly a year since they launched at the beginning of the summer of 2025"