BARCLAYS $BCS Q3’26 EARNINGS HIGHLIGHTS 🔹 Total Income: £7,365M (Est. £7,622M) 🔴 🔹 EPS: 12.3p; +18% YoY 🔹 Profit Before Tax: £2,322M (Est. £2,420M) 🔴 🔹 Attributable Profit: £1,646M (Est. £1,637M) 🟢 Income by Division: 🔹 Barclays UK: £2,349M; +4% YoY 🔹 UK Corporate Bank: £573M; +10% YoY 🔹 Private Bank & Wealth Mgmt: £369M; +10% YoY 🔹 Investment Bank: £3,129M; +1% YoY 🔹 US Consumer Bank: £928M; -1% YoY Other Q3 Metrics: 🔹 RoTE: 11.7% (Est. 11.5%) 🟢 🔹 CET1 Ratio: 14.2% (Est. 14.3%) 🔴 🔹 Cost/Income Ratio: 62% 🔹 Credit Impairment Charges: £503M 🔹 LLR: 43bps 🔹 TNAV per Share: 410p 🔹 NII ex IB & Head Office: £3.5B; +7% YoY 🔹 FICC: £1,012M; -19% YoY 🔹 Equities: £1,010M; +47% YoY 🔹 Investment Banking: £1,107M; -3% YoY 🔹 Total Deposits: £599.3B Financials: 🔹 CET1 Capital: £52.4B Capital Return: 🔹 Share Buyback: £500M 🔹 YTD Distributions: £2.8B; +46% YoY 🔹 Dividend: 5.9p/share Key Updates: 🔸 Structural cost actions were £201m in Q326, with a further c.£300m planned in Q426 🔸 GoHenry acquisition completed on 1 October 2026 Comments: 🔸 “The Investment Bank delivered strong Equities performance, offsetting a challenging environment for FICC.”