NEAR最近有个变化值得关注，
NEAR并不是变成了XMR、ZEC那种传统隐私币，主网也不是单纯转型成隐私链，而是把隐私能力做成底层基础设施。路线：跨链金融+默认隐私+AI Agent。以后AI替人管钱、交易、付款，如果所有操作都公开在链上，很难真正进入现实世界。NEAR解决的是：钱可以上链，交易可以验证，但没必要让全世界都知道你有多少钱、怎么花钱。 near:native 也因此开始有了新的隐私叙事。
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Pay someone onchain and they can scroll your whole financial life. Every balance, every counterparty, forever.
flips that. Pay confidentially from the account you already have: they get the money, not your history.
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