Kirill Bulychev(@kbulychev_):There were three fintech waves before: 1) Internet banking (PayPay, X com, etc) 2) Mobile (Venmo, SoFi) 3) Neobanks (Revolut, Chime, Nubank) And now 4th: Neobanks on crypto rails We are at the frontier of the 4th wave, and im super excited to participate in it!

Kirill Bulychev

@kbulychev_

Helping web3 neobanks scale without burning budget on KOLs | $1M+ ad spend managed | CBDO&Partner @OctopusLabsX | nfa, dyor

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Kirill Bulychev@kbulychev_

2026.05.18 08:06

There were three fintech waves before: 1) Internet banking (PayPay, X com, etc) 2) Mobile (Venmo, SoFi) 3) Neobanks (Revolut, Chime, Nubank) And now 4th: Neobanks on crypto rails We are at the frontier of the 4th wave, and im super excited to participate in it!

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