We’re launching a new yield product that lets neobanks generate revenue from customer balances without changing how customers use their money. If you’re a neobank with a card product, here’s how it works: Your users keep one balance that remains available for card spend, transfers, withdrawals, and remittances, while earning yield automatically in the background. We manage the liquidity behind the scenes, keeping enough funds instantly available while allocating the rest across T-bills, money market funds, and other institutional yield products. When a customer spends, Blend handles the liquidity and automatically rebalances the account. This means: > no separate yield account > no locking up funds > no change to how customers use their money Just one balance that stays spendable while earning yield. For neobanks, this means generating additional revenue from customer balances on top of interchange, without adding friction to the user experience. If you’re interested in adding this to your neobank, shoot me or @criptolawyer a message.